Home / About
About Seattle Fix and Flip Loans
The Washington division of Optimus Capital Corp, a relationship-driven hard money lender that works only with real estate investors.
Who we are
Seattle Fix and Flip Loans lends to real estate investors in Seattle and across Washington. We are a division of Optimus Capital Corp, a nationwide hard money lender, so local investors get one point of contact here and access to national lending capital.
We finance fix and flips, rental properties, new construction, portfolios and commercial property. We do not lend on owner-occupied homes.
How we work
We are a relationship lender. That means straight answers on what a deal will and will not qualify for, loans that are pre-underwritten in-house so they fund correctly the first time, and someone who will look over your shoulder on the numbers before you commit.
- Speed: fix and flip loans average up to 21 days and can close in about 7 days when title and insurance are ready
- Deal analysis: we review the purchase price, budget and exit with you
- Long-term relationships: no limit on the number of loans we will make to one investor
Andrew Shanti
Senior Vice President
Andrew has worked in lending and real estate since 2005 as a principal, executive and investor, across residential and commercial property. As Senior Vice President at Optimus Capital, he leads the Washington division.
His background includes off-market commercial real estate, where he has facilitated more than $25 billion in offers for clients that include high net worth individuals and hedge funds.
Away from work, Andrew hangs out with his Rhodesian Ridgeback, Harley, and his Goldendoodle, Brodie, and spends time with his wife and their four cats, two guinea pigs and two rabbits.
- Call (954) 598-4564
- Email andrew@optimuscapitalcorp.com
About Optimus Capital Corp
Our parent company, Optimus Capital Corp, is a best-in-class, relationship-driven lender that works exclusively with real estate investors. Optimus Capital was founded in 2015 and is one of the only hard money lenders in the country that maintains a 5-star review rating.
Our business model is based on the Golden Rule: do right by others over the long term. We want to knock it out of the park for you. We are a lender that has your back, with the right capital in place to get your loan over the finish line.
Learn more about our parent company at optimuscapitalcorp.com.
Our other markets
Optimus Capital Corp also lends through local sites in other markets. If you invest outside this area, these cover the same loan programs:
- Hilton Head Hard Money Loans: DSCR, vacation rental and construction loans on Hilton Head Island and in Bluffton and Beaufort, South Carolina
- Charleston Hard Money Loans: DSCR, fix and flip and construction loans in Charleston and across South Carolina
- Gatlinburg Hard Money Loans: DSCR and construction loans for rental cabins in Gatlinburg, Pigeon Forge and Sevierville, Tennessee
- Boston Fix and Flip Loans: fix and flip and rental loans in Boston and across Massachusetts
- Honolulu Fix and Flip Loans: fix and flip and rental loans in Honolulu and across Oahu
- Washington DC Fix and Flip Loans: fix and flip and rental loans in Washington, DC and the Maryland and Virginia suburbs
What borrowers say
Optimus Capital is one of the best lending partners I have had the privilege of working with. They are extremely knowledgeable and quick to get results. We have had nothing but great experiences with Andrew Shanti and his whole team. They take amazing care of their clients for a great transaction experience! Excellent customer service from the top advisors.
William Ibrahim, investor
Already have two more renovation loan files with them, and will continue to use them as my go to for future projects. They also have some other fantastic products for investors that I both plan to utilize myself and que my clients into. Thanks again Optimus!
Chad Simmons, agent and investor
Loan programs
| Program | What it funds | Maximum leverage |
|---|---|---|
| Fix and flip loans | Buying and renovating a property you plan to resell | Up to 90% of purchase and 100% of rehab, capped at 70 to 75% of after-repair value |
| DSCR rental loans | Buying or refinancing long-term and short-term rentals | Up to 85% loan-to-value on a purchase, up to 80% on a cash-out refinance |
| New construction loans | Ground-up builds, including the land | Up to 90% of cost for experienced builders, capped at 70 to 75% of completed value |
| Portfolio and commercial loans | Several rentals under one loan, plus multifamily and commercial property | Up to 80% on a portfolio purchase; commercial quoted deal by deal |
Talk to Andrew about your deal
Tell us the address, the purchase price and your plan for the property. We will come back with leverage and pricing for your scenario.